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Housing Societies

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Insurance support for housing societies and residential complexes

Housing societies manage shared buildings, common assets, utilities, and the safety of residents. The risks are structural, operational, and liability-driven, where damage to common areas or accidents within premises can lead to financial and legal consequences.

We assist housing societies and residential associations in identifying insurance coverages that protect buildings, common assets, residents’ interests, and liability exposures.

Insurance Solutions
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Understanding Industry Risks

Guidance based on the actual risk profile of housing societies.

Fire, flood, and structural damage to the building and common areas
Lift accidents and injuries within society premises
Theft or damage to common assets and equipment
Legal liability towards residents, visitors, and staff

Risk Covers and Solutions Include:

Standard Fire and Special Perils Insurance

Public Liability Insurance

Lift and Machinery Insurance

Burglary Insurance for Common Assets

Money Insurance

Directors and Officers Liability for Managing Committee